At Godwin & Associates - IG Private Wealth Management, estate planning is about turning your life’s work into a lasting legacy. Based in Saint John and serving Southern New Brunswick—including Fredericton, Moncton, St. George, Sussex, St. Stephen and Deer Island—we help families and business owners create strategies that protect their wealth, reduce tax burdens, and ensure a smooth, intentional transfer of assets.
Our approach brings clarity, structure, and care to one of the most personal parts of your financial journey.
Estate Planning That Grows With You
An effective plan does more than distribute wealth—it protects and strengthens it for generations. With decades of experience in estate planning, our advisors take the time to understand your family story, business goals, and philanthropic interests.
We ensure every decision—whether around trusts, wills, or charitable giving—supports your long-term vision.
Tax-Smart Transfers and Wealth Preservation
The success of your estate plan depends on what your loved ones ultimately keep. We integrate tax-efficient strategies that safeguard your wealth against unnecessary erosion. From managing probate and capital gains to coordinating life insurance benefits, our team designs structures that preserve more of what you’ve built.
Estate Planning For Business Owners
Your company is a lifetime achievement that deserves thoughtful transition. We work closely with your accountants and legal advisors to align business succession with family priorities, balancing liquidity, taxation, and continuity.
Whether passing the business to the next generation or preparing it for sale, we help you secure the value you’ve worked so hard to create while protecting your family’s future.
Life Insurance and Liquidity
Life insurance plays a key role in estate planning, providing tax-free liquidity that helps your estate cover final expenses, taxes, or business buyouts. For many families across New Brunswick, this ensures loved ones inherit wealth without financial strain.
Your Estate Plan Should Reflect Your Values, Not Just Your Assets
At Godwin & Associates, estate planning is a personal process guided by understanding, precision, and foresight.
We help you protect what you’ve built, honor the people you love, and ensure your legacy continues to grow across Southern New Brunswick and beyond.