Wealth transfer is about:

  • Passing down assets
  • Preserving family values
  • Giving you financial confidence
  • Protecting the legacy you’ve worked hard to build

Based in Saint John and serving Southern New Brunswick—including Fredericton, Moncton, St. George, Sussex, St. Stephen and Deer Island—we help families and business owners create thoughtful, structured strategies that keep wealth working for generations to come.  

 

Preparing The Next Generation

You’ve built your success through dedication and discipline. Now, the next step is ensuring that wealth continues to grow and serve your family’s purpose. Through personalized wealth transfer planning, we help clarify how your assets will be shared, managed, and preserved.

We also help families start meaningful discussions about inheritance, responsibility, and shared values. These conversations can prevent misunderstandings and ensure that everyone understands the purpose behind your decisions. Our approach fosters harmony and clarity, building understanding between generations while strengthening relationships.

Tax-Efficient Planning And Gifting

Taxes can quietly reduce the impact of even the best-laid plans. That’s why our wealth transfer strategies include careful tax integration. We coordinate with estate and tax professionals to reduce liabilities through tools such as trusts, strategic gifting, and life insurance planning.

Business Owners And Legacy Planning

For many clients, their business is the cornerstone of their wealth—and the most complex asset to transfer. We create wealth transfer plans for business owners that prioritize continuity, fairness, and financial efficiency.

Our long-term perspective ensures that your hard work continues to benefit those who follow in your footsteps.

A Legacy That Reflects You

At Godwin & Associates, our role is to make sure your wealth transfer plan does more than distribute assets—it tells your story. We help families craft strategies that reflect their values, support future generations, and sustain the impact they’ve worked to create.

Your wealth is the result of years of determination. With the right wealth transfer strategies, it becomes the foundation for something even greater: a legacy that grows, adapts, and continues to make a difference.

We invite you to speak with us today about creating a customized tax-efficient strategy to transfer your wealth in a way that reflects your wishes.